Hungary has become an increasingly attractive destination for EU citizens looking to relocate, invest, or purchase real estate. With its central European location, relatively affordable property prices, strong rental market, and EU-aligned legal framework, the immigration and property-buying process is straightforward for citizens of the European Union.
This guide explains how EU citizens can legally move to Hungary and how they can buy property in Hungary, step by step.
Immigration to Hungary for EU Citizens
Do EU Citizens Need a Visa for Hungary?
No. EU citizens do not need a visa or residence permit to enter Hungary. You may enter freely with a valid passport or national ID card.
However, if you stay longer than 90 days, registration is mandatory.
Long-Term Stay: Registration Certificate (EU Registration Card)
EU citizens staying in Hungary for more than 90 days must apply for a Registration Certificate (Regisztrációs igazolás).
Who Can Apply?
You are eligible if you:
- Work in Hungary (employment or self-employed)
- Run a business
- Study in Hungary
- Are financially self-sufficient
- Are a family member of an EU citizen residing in Hungary
Required Documents (Typical)
- Valid passport or EU ID card
- Proof of address in Hungary
- Proof of purpose (employment contract, business documents, or sufficient funds)
- Health insurance coverage
Once approved, you receive:
- A Registration Certificate
- A Hungarian address card (lakcímkártya)
This allows legal residence without an expiration date as long as eligibility conditions remain valid.
Permanent Residence for EU Citizens
After 5 years of continuous legal residence, EU citizens may apply for Permanent Residence, granting enhanced security and fewer administrative obligations.
Can EU Citizens Buy Property in Hungary?
Yes. EU citizens can buy property in Hungary under the same conditions as Hungarian citizens.
No special permits are required.
What Types of Property Can EU Citizens Buy?
EU citizens may freely purchase:
- Apartments and residential buildings
- Houses and villas
- Commercial properties
- Investment properties
⚠️ Agricultural land is subject to separate rules and restrictions and generally requires additional approvals.
Property Purchase Process in Hungary (EU Citizens)
1. Property Selection & Offer
Once you select a property, a written offer is usually made, followed by price negotiation.
2. Preliminary Agreement / Sale Contract
A Hungarian lawyer prepares the sale and purchase agreement, which must be countersigned by a licensed Hungarian attorney.
This contract includes:
- Purchase price
- Payment schedule
- Handover date
- Legal declarations
3. Payment Structure
Typical structure:
- Deposit: 10% upon signing
- Remaining balance: Paid upon completion or as agreed
Payments are usually made by bank transfer.
4. Land Registry Registration
The lawyer submits the transaction to the Hungarian Land Registry, officially registering the buyer as the new owner.
Ownership is fully protected by Hungarian law.
Taxes & Costs When Buying Property in Hungary
Property Transfer Tax
- 4% of the purchase price (or market value)
- Paid after registration, based on a tax authority notice
Legal Fees
- Typically 0.5%–1% of the purchase price (plus VAT)
No Additional Purchase Tax for EU Citizens
There are no extra taxes, foreign buyer surcharges, or restrictions for EU citizens.
Buying Property Without Hungarian Residency
EU citizens do not need Hungarian residency to buy property. However, having:
- A Hungarian address
- A local bank account
can simplify the process significantly.
Financing & Mortgages for EU Citizens
EU citizens may apply for Hungarian mortgages, but:
- Approval depends on income, credit history, and residency
- Many buyers choose cash purchases or foreign financing
Why EU Citizens Choose Hungary
- No visa or residence permit requirement
- Affordable real estate compared to Western Europe
- Strong rental demand (especially in Budapest)
- Stable legal system aligned with EU regulations
- Low property ownership costs
Final Thoughts
For EU citizens, immigrating to Hungary and buying property is one of the simplest processes in Europe. With minimal bureaucracy, no purchase restrictions, and a transparent legal framework, Hungary remains an attractive option for living, investing, or relocating long-term.
If you are planning to move to Hungary or purchase property as an EU citizen, working with a local real estate professional and Hungarian lawyer ensures a smooth and secure transaction.
This article is for informational purposes only and does not constitute legal or tax advice. Regulations may change, so professional consultation is recommended.
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